By Scott Jones
Here are 5 tips to share to help Hoosier’s save on medical health care costs. They are from the Consumer Health Alliance.
- Go back-to-school: Many universities offer services like dental care for a fraction of what you would normally pay at a practice. The work is done by students under their professor’s guidance. Try the Indiana University School of Dentistry, which is accredited by the American Dental Association (ADA).
- Talk about your Rx: Last year, Americans spent over $329 billion on prescription medications, according to a reportfrom the IMS Institute for Healthcare Informatics. Talk to your insurance company and ask for a formulary list of medications that are covered. Also, when you’re doctor prescribes medication, ask about your options. Can you start with samples before committing? Is there a generic available? Are there other choices to match up with your insurer’s formulary?
- Join a discount health plan: Non-insurance discount health plans can save you money on ancillary services your insurance typically does not cover, like dental care, vision, hearing, alternative medicine, telemedicine and more. According to the Consumer Health Alliance, you can save anywhere from 20% to 60% on services. You can check out :DentalPlans, Careington, America’s Premier Benefits and New Benefits to find a membership plan that fits your needs.
- Double-check your bills: The Medical Billing Advocates of America estimates that roughly 8 out of 10 medical bills contain errors. Review your medical bill like you would a restaurant bill. All prescription drugs and medical procedures have codes, and sometimes there could be a costly mistake. Call to ask questions or get clarification on what you were charged. And, if you need help, you can find patient and billing advocates through comand BillAdvocates.com.
- Visit a virtual doctor (anytime, anywhere): Telemedicine can save you and your family time and money without having to leave home, plus, it gives you greater access to licensed doctors, nurses and pediatricians. A virtual doctor can also save you a costly trip to the ER for non-emergency services with doctors being available 24/7 through phone consultations and video conferencing.